Cook macaroni according to package directions and drain. Set aside.

In a large saucepan over medium heat, whisk together flour and milk until warmed. Continue whisking until thickened, 2 to 3 minutes. Add Gouda and ½ of the Gruyére cheese. Remove from heat and add yoghurt, mixing well. Add macaroni and ham. Mix well.

Transfer to a large casserole dish coated with butter on the inside. Top with the remaining cheese and bread crumbs. Bake at 350°F until golden and bubbly, about 20 minutes.

Makes 6 servings.

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